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| First Mortgages Effective June 1, 2010 |
|
Rate* |
Amount per $1000 |
| 15-year |
4.75% |
$8.00 |
| 20-year |
5.00% |
$6.61 |
| 30-year |
5.75% |
$5.84 |
- 1/2% Origination Fee. Owner occupied residences only. For more information or rates on longer terms, contact an ECU loan officer
- 90% of appraised value or purchase price, whichever is less
- Add 1% for homes with appraised value under $40,000
- Add 1/2% for loans over $417,000
- Price per $1000 is for estimation purposes only
Other rates and terms are offered by ECU Mortgage Services. ECU is an Equal Housing Lender.
| Home Equity Loans - Fixed Rate Effective January 2, 2009 |
| Loan To Value |
80% or less |
80-90% |
90 -100% |
| 5-year |
5.75% |
7.00% |
8.25% |
| 7-year |
6.25% |
7.50% |
9.25% |
| 10-year |
6.50% |
8.25% |
-- |
| 15-year |
7.50% |
-- |
-- |
Primeline Home Equity Line of Credit - Variable Rate
Effective February 2, 2009 |
| Primeline |
Up to 80% Loan to Value |
3.25%
(Rate is equal to prime) |
| Primeline+2 |
80.1% to 100%
Loan to Value |
5.25%
(Rate is equal to prime+2%) |
No origination fees for Primeline loans. Fees may apply to refinanced loans. APRs (Annual Percentage Rate) are based on Wall Street Journal Prime subject to change the first day of each month. Both Loans are accessible by check, with $500.00 minimum advances. Rates subject to change. Actual interest rate based upon individual credit approval.
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